Bank Rates

Savings Accounts

Nest Egg Money Market Account

Rates effective as of May 2, 2016

Balance APY Rate
Less than or equal to $10,000 .10% .10%
$10,000.01 to $50,000 .50% .50%
$50,000.01 to $100,000 .75% .75%
Greater than $100,000 .75% .75%
Click to learn more about Nest Egg Money Market Account

Minimum deposit to open is $10,000.
Please request further information from an employee concerning fees and terms applicable to the advertised account.
Rates are subject to change daily.
Fees could reduce earnings on the account.
Rate may change after account is open.

Certificate of Deposit

Rates effective as of January 1, 2017

Term APY Rate
72 Month 1.70% 1.69%
60 Month 1.55% 1.54%
48 Month Special 1.40% 1.39%
36 Month 1.20% 1.20%
30 Month 1.00% 1.00%
25 Month 1.30% 1.29%
24 Month .80% .80%
21 Month .50% .50%
18 Month .45% .45%
16 Month .45% .45%
15 Month .45% .45%
12 Month .30% .30%
8 Month .20% .20%
7 Month .20% .20%
6 Month .20% .20%
3 Month .10% .10%
Click to learn more about Certificate of Deposit

Minimum deposit to open an account and minimum balance to obtain APY is $1,000 for all term options.
APY assumes no withdrawals.
A substantial penalty may be imposed for early withdrawl.
Fees could reduce earnings on the account.
Please request futher information from an employee concerning fees and terms applicable to the advertised account.

Individual Retirement Accounts

Rates effective as of January 3, 2017

Term APY Rate
18 Month .45% .45%
36 Month 1.20% 1.20%
48 Month 1.40% 1.39%
60 Month 1.54% 1.55%
Click to learn more about Individual Retirement Accounts

Minimum Balance to open is $500.
Minimum Balance required to obtain APY is $10.
See Savings Page for details.
A substantial penalty may be imposed for early withdrawl.
Please request further information from an employee concerning the fees and terms applicable to the advertised account.

Passbook Savings Accounts

Rates effective as of May 2, 2016

Minimum Balance Required to earn APY APY Existing Customer APY
$10 .05% .05%
Click to learn more about Passbook Savings Accounts

Minimum deposit to open an account is $10.
An existing customer is an established deposit or loan account holder.
Rates are subject to change daily.
Fees could reduce earnings.
Please request futher information from an employee concerning fees and terms applicable to the advertised account.

Checking Accounts

NOW Checking Account

Rates effective as of May 2, 2016

Balance APY Interest Rate
$100 to $25,000 1.25% 1.25%
Greater than $25,000 .10% .10%
Click to learn more about NOW Checking Account

Minimum deposit to open is $100.
Please request further information from an employee concerning fees and terms applicable to the advertised account.
Rates are subject to change daily.
Fees could reduce earnings.

Loan Rates

Rates effective as of March 9, 2017

Auto Loans

Loan Type Rate APR1
60 months2 2.45% 2.618%

1APR: Annual percentage rate.
2For a $15,000 auto loan with a term of 60 months with a 2.618% APR, the monthly payment would be $265.88.

Mortgage Loans

Loan Type Rate APR1
20 Year Fixed2 3.625% 3.709%

2For a $100,000 loan at 3.625% interest rate, the APR is 3.709%. The monthly payment schedule would be 240 payments of $586.41. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums, resulting in an increase in payment.

15 Year Fixed3 3.125% 3.221%

3For a $100,000 loan at 3.125% interest rate, the APR is 3.221%.  The monthly payment schedule would be 180 payments of $696.61. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums, resulting in an increase in payment.

Click to learn more about Mortgage Loans

1APR: Annual Percentage Rate
Terms of repayment reflect repayment obligations over the full term of the loan, including any balloon payment.
Please call the Bank for other options.

APR: Annual Percentage Rate
APY: Annual Percentage Yield