Privacy Notice

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Revision Date: June 2016

Best Hometown Bank Privacy Policy
FACTS WHAT DOES BEST HOMETOWN BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account balances and Transaction history
  • Overdraft history and Payment history
  • Deposit account Information.
  • Employment History
How? All financial companies need to share customer's personal information to run their customer's everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Best Hometown Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Best Hometown Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes No
For our affiliates to market to you Yes Yes
For our nonaffiliates to market to you Yes Yes
To limit our sharing
  • Call (618)345-1121 – to request an “opt out” form to be sent to you.
  • Visit us online: https://www.besthometownbank.com
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call (618)345-1121 or visit https://www.besthometownbank.com
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Who we are
Who is providing this notice? Best Hometown Bank
What we do
How does Best Hometown Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.
How does Best Hometown Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Show your driver’s License and give us your Contact Information
  • Apply for financing
  • Give us your wage statements
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Hometown Bank Investment Services.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include mortgage services, insurance, securities, buying, indirect lending, consumer reporting, and mailing services.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing Partner, MSTC (Mid western Securities Trading Company, LLC).
  • Our joint marketing partners include insurance, securities, and investment providers.